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Date:	Mon, 7 May 2001 21:02:38 PDT
From:	John Hlavac <jhlavac@flash.net >
Reply-To:	scoug-sundialsig@scoug.com
To:	Sundial Sig SCOUG <scoug-sundialsig@scoug.com >
Subject:	SCOUG-SundialSIG: Initial Offering

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Hi guys-

I'm back, fresh from my visit to the Pacific Crest Trail. Actually fresh
is the wrong word, ripe is more accurate. Although my body is hurting,
my spirits are soaring. This was just what the doctor ordered.

I tried, honestly I did to upload this last Saturday morning, before
leaving. It wasn't my fault. Prodigy's message servers were being
serviced and I simply could not upload. Sorry.

Right off the bat there's a problem. The Roth IRA has a fairly common
problem. Each year's contribution gets wrapped into the interest
increase. How does one deal with continuing contributions to a fund?

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